A student-loan worker who enrolled people in the first income-based debt-repayment plans says it was 'a bad program from the very beginning'

The purpose of income-driven repayment plans for student loans is in the name: Give borrowers affordable monthly payments based on the income they’re bringing home, with the promise of loan forgiveness after about 20 years. But a worker at a small student-loan company in Iowa who was there when the …

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